From open banking to open finance

It is not until 2020 that we will see the quality, reliability, and reach of APIs connected to accounts that are realizing the regulator’s vision

It’s been more than two and a half years since the UK’s Competition and Markets Authority (CMA) insisted that banks allow customers to share account details with third-party providers, paving the way for the first wave of open banking services. The same applies across Europe: The second directive on payment services (PSD2) comes into force …

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