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The U.S. fintech community was beaten by federal court because the charter was rejected


Judge Victor Marrero ruled that the Office of Currency Auditor (OCC) cannot issue bank deeds to institutions that do not make deposits. This is a blow to the agency’s efforts to offer limited national charters to financial technology companies Wall Street Journal.

The OCC cannot issue bank certificates to non-banks

The OCC’s charter, which aimed to provide fintechs with an alternative route to a banking license without the …



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