You can save money with the refinancing ladder for student loans

The ladder refinancing strategy for student loans is relatively simple. Since you will receive student loan refinancing rewards through the Student Loan Planner, you should always be ready to refinance if you have already done so and find a lower interest rate.

However, sometimes borrowers are afraid to choose a short 5 year repayment period even though it has the lowest interest rate. The reason? Because the required payment for a 5 year loan is roughly four times the …

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