The 9 best private student loan companies for February 2021

When you need to secure funding for college, you have two options: federal and private student loans. Federal student loans offer better borrower protection and better lending options. Private student loans must be repaid in full.

Then why would anyone use private student loans? There are three good reasons:

  1. Private student loans offer you a lower interest rate. Grad PLUS and Parent PLUS federal loans have an origination fee of 4.23% and an interest rate of 5.30%. If you know you …

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