How brands become tomorrow’s banks

Traditional banks have a hard time. Years of low interest rates have squeezed margins down to a fraction, and Basel IV has dampened their maneuverability – so it is said. But what if external factors are not the main driver behind their decline? What if your centuries-old business model actually has to be redesigned? What if the next account you open or the next loan you take out isn’t from your bank but from your favorite ecommerce store? And what if I told you that this …

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