How To Refinance Student Loans With Bad Credit

If you have good credit, refinancing your student loan at a lower interest rate or a more attractive term can be a smart move.

This is especially true if you have private student loans or can’t really benefit from paying your federal student loans for an income-driven repayment (IDR) plan due to high income.

But what if you have bad credit or no credit at all? Can borrowers with less than outstanding credit qualify for student loan refinance? And even if they could, it would be …

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