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The core wars


For the past decade, the big story in banking has been neobanking. The incumbent banks were still affected by the financial crisis, so there were bigger problems to be solved than noting that Fidor (2009), Simple (2009) or Moven (2010) founded new banks.

Metro, while not a digital bank, was the first new bank to be licensed in the UK in 150 years. As a result, the UK has issued over 20 new banking licenses and over a hundred organizations are using open …



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