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Trying to Refinance Failed Student Loans – What You Should Know


A student loan is set to default status when you have not made any payments for a long period of time. The standard terms vary depending on the type of loan. Federal loans typically default if you haven’t made any payments for at least 270 days.

Federal student loan defaults have been halted as a relief measure for COVID-19. Prior to the pandemic, 28 million borrowers were 271 days or more behind with their direct loans.

If your student loan is in default, you could be faced with a number of …



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