Emergency funds grew rapidly during the COVID

As Americans continue to grapple with the COVID-19 crisis, many are feeling the financial pressure. From layoffs to reduced working hours for workers to less pedestrian traffic and sales for business owners, almost everyone is affected in some way.

In times like these, Americans should theoretically be able to rely on their emergency savings. The Federal Reserve recommends that families have enough money in their “rainy days” fund to last at least three months …

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