How-to-Lower-Student-Loan-Payments_-Start-With-Your-Adjusted-Gross-Income.jpg

How to Lower Student Loan Payments: Start with Your Adjusted Gross Income


Your Adjusted Gross Income (AGI) is used as a starting point to determine your total tax liability each year. But it also serves as one of the main factors in calculating your student loan payment under an Income Based Repayment Plan (IDR).

There are a variety of strategies available to effectively reduce your AGI, thereby lowering both your tax burden and your student loan payment. Here is how.

What is Adjusted Gross Income?

Your AGI is basically your total gross …



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