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Do Student Loans Influence Buying a Home and Taking Out a Mortgage?


Do Student Loans Affect Home Buying? Many middle-aged millennials certainly think that way today. In a 2021 CNBC-Harris Poll of millennials aged 33 to 40, around one in six people who haven’t owned a home said they believed their college debt was affecting their ability to buy.

And since so many college graduates carry more student debt than their annual income, it makes sense that they feel that their student loans could be a major barrier to home ownership.

But how much do student loans affect …



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