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Banks, are you a passive data provider or a proactive data seeker?


Louise Beaumont: Two main options for banks – to become a “data donor” or a “data seeker”

Open banking regulations in Great Britain and the Second Payment Services Directive (PSD2) at EU level are driving banks to pass on customer data to other organizations if the customer has given their consent. From the regs go-live, banks will have to provide this information, and in the UK it will have to be done through Open Application Programming Interfaces (APIs).

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