How to get credit after you default on your student loan

A default on the student loan means that you have not repaid your student loan in accordance with the agreed terms. Nearly 6 million federal borrowers have defaulted loans that total over $ 125 billion.

For most state student loans, this means you haven’t made any scheduled monthly loan payments for at least 270 days. Late payment on student loans could result in your debt being recovered or even lenders suing you. It can affect your finances, such as:

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