We were kings when the fees went to zero

The title was inspired by the 1996 documentary “When We Were Kings” about the heavyweight fight of 1974 between two boxing legends, Muhammad Ali and George Foreman. In the not too distant future, it will also be a fitting term for many in the banking and insurance industries.

Readers may wonder why I am so gloomy about banking and insurance. My gloomy prognosis does not come from the idea behind the common fintech (financial technology) …

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